Mortgage, Finance and Real Estate Calculators

Closing Costs Calculator (basic)
We put together a quick and simple closing cost calculator. Then we decided to go the extra mile and put together the most sophisticate Online HUD Settlement Statement Calculator in the US. You'll want to save this one as a favorite!! Click here to go to advanced mode.

Standard, Fixed Mortgage
Generate an amortization schedule for a Fixed Rate Mortgage. Quickly see how much interest you will pay and your principal balances. Even determine the impact of partial principal prepayments! Reports for yearly & monthly amortization schedule.

Adjustable Rate Mortgage
This calculator helps you to determine what your adjustable mortgage payments may be. Allows you to run different scenarios of adjustment periods and interest rate adjustment amounts and print detailed reports over a period of years.

Interest Only
Use this calculator to generate an amortization schedule for an interest only mortgage. You can generate reports on total interest paid yearly and even determine the impact of any principal prepayments!

Balloon Mortgage
Considering a balloon mortgage based on a 30 year amortization? This calculator will give you balloon amounts for years 1 thru 10. Considering partial prepayments, this calculator will show you the impact.

15 vs. 30 Year Mortgage
Can’t decide between the lower payment on the 30 year mortgage vs. the interest savings on a 15 year mortgage. Use this calculator to compare the two. Complete with great graphs and printable reports.

Adjustable Rate (ARM) vs. Fixed Rate Mortgage
Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. Run multiple simulations on all kinds of variables, complete with graphs and printable reports.

Rent vs. Buy
Should you rent or should you buy a home? An amazing graphical calculator that gives reports on tax savings, net payment effect after tax savings, projected return on investment, appreciation rates, inflation effects, all in various income brackets!! Wow, what a calculator!!

Find APR (after closing costs)
What does that loan really cost? Use this calculator to determine the Annual Percentage Rate (APR). Full amortization schedule, either by year or by month.

Maximum Financing
What’s your Maximum Mortgage? This calculator helps you determine your income, current monthly debt, projected housing expense, then takes all these variables to determine your maximum payment & mortgage amount. Click here to view with pie chart.

Minimum Income
What income is required to qualify for a mortgage? Using your monthly debt payments and the current interest rate, this calculator determines your required income to qualify for your desired mortgage amount.

Mortgage Payoff
Great Graphical Calculator showing the effects of interest savings and shortened payoff dates based upon additional payments and prepayments. Complete with printable reports.

Points on Mortgage
Buying points can reduce your interest rate, reducing your monthly payment. But each "point" costs you 1% of your mortgage balance. Should pay for points, or use the money to increase your down payment? This calculator can help.

Mortgage Refinance Breakeven
Breaking Even on a mortgage refinance depends on many factors, including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Sort through the confusion with this calculator & make a sound financial decision.

Refinance Interest Savings
Can you save if you refinance your mortgage? This calculator helps you find out! Enter current mortgage balance, appraised value, new loan term, rate and closing costs. This calculator will determine savings & calculate the number of months to breakeven.

Bi-weekly Pmt Calc
Bi-weekly payments accelerate your mortgage payoff, shaving years off your mortgage & saving you thousands in interest. This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment.

Tax Savings
Interest paid on a mortgage is tax deductible if you itemize on your on tax return. So are points paid to lower your interest rate. Use this calculator to determine how much you could save in income taxes.