What should
I bring to my closing?
(Note, this page will save your checks on this computer for 30 days)
Anyone appearing on the contract or who you expect will be on the title to the property you are purchasing. If the property being purchased is to be the homestead of anyone to be placed in title and a mortgage is being executed as part of closing, all parties must bring their spouses.
All parties must bring valid & current government issued picture identification. Examples of acceptable forms of ID include: Driver’s Licenses, State Issued ID cards, Passports, Military Ids, United States Government Alien Green Cards. Originals only, not copies.
Bring a Certified Check, Cashier’s Check, Official Check or Teller’s Check (depending on what type of institution you draw it on). If the check is drawn on an “out of area” financial institution, be prepared to furnish the phone number and contact name of that bank or credit union for verification.
Bring all original applicable insurance policies (Homeowner’s, Flood & Windstorm) and provide a receipt showing payment in full for at least one year.
Any information or documentation requested by your lender (tax returns, marriage licenses, social security cards, HUD-1 or settlement statements from recent sale of other property, etc.). Often these are lender closing requirements and are necessary in order that we can consummate the transaction. Additionally, if your lender requires you to pay off certain accounts or creditors at closing, please bring the latest account statements or payoffs in order that we can have the most accurate information.