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Lender Closing ChecklistWhat should the parties bring to closing?(Note, this page will save your checks on this computer for 30 days)
 Anyone appearing on the contract or who you expect will be on the title to the property whether selling or buying, including their spouses must attend.
All parties must bring valid & current government issued picture identification. Examples of acceptable forms of ID include: Driver’s Licenses, State Issued ID cards, Passports, Military Ids, and United States Government Alien Green Cards. Originals only, not copies.
All parties must bring a Certified Check, Cashier’s Check, Official Check or Teller’s Check (depending on what type of institution you draw it on). If the check is drawn on an “out of area” financial institution, be prepared to furnish the phone number and contact name of that bank or credit union for verification.
The Borrower/buyer should bring all original applicable insurance policies (Homeowner’s, Flood & Windstorm) and provide a receipt showing payment in full for at least one year.
Any information or documentation requested by the purchaser’s lender (tax returns, marriage licenses, social security cards, HUD-1 or settlement statements from recent sale of other property, etc.). Often these are lender closing requirements and are necessary in order that we can consummate the transaction. Additionally, if the lender requires you to pay off certain accounts or creditors at closing, please bring the latest account statements or payoffs in order that we can have the most accurate information.
Sellers should bring the keys to the property, any garage door or HOA gate actuators and/or keys. Any keys to the facilities of Homeowners Associations including pool & clubhouse keys.
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