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Home > Calculators > Mortgage Qualification Calculator

Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for. Begin by clicking in the first entry field and follow the instructions that appear in the Help box.

Note: Keep in mind these are estimates only, there many other factors including credit history, lender policies, e.t.c.

Purchase Information Inputs Outputs
Purchase price:
Down payment:  
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information Inputs Outputs (Monthly)
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:  
Monthly association fees:
Monthly payment (PITI):
Tax deductible portion of payment:
Qualifying Information Inputs Outputs
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 28%):
Current debt to income ratio (max = 36%):
     

Longer term loans may take a few moments for the report to be generated.
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